One aim of Finantsinspektsioon is to prevent any insolvency of any bank hurting financial stability, and so to protect the funds of the public sector, depositors, investors and other clients.

In 2025, Finantsinspektsioon extended and updated the resolution plans of the systemically important banks operating in Estonia together with the minimum requirements for eligible own funds and liabilities. Finantsinspektsioon worked internationally on this with the resolution authorities and supervisory authorities of other countries, participating in crisis resolution colleges and contributing to the domestic work of the resolution team. Finantsinspektsioon also continued extending and updating the resolution plans of the less important banks operating in Estonia.

The domestic crisis resolution handbook funded by the European Commission and produced by Deloitte was completed and was tested during crisis exercises.

The Emergency Act gives Eesti Pank responsibility for organising the continuity of payment services and cash circulation and Finantsinspektsioon supervises the implementation of regulations passed under the act, and so a crisis function derived from the Emergency Act was set up. Finantsinspektsioon hired a crisis coordinator for this and started to build an internal emergency crisis function, which included defining the areas of responsibility of departments, planning and coordinating the crisis function, and clarifying the internal management of crises and incidents. A remote inspection of the contracts signed to ensure cash circulation and payment services was carried out at the banks providing vital services under the cooperation agreement between Eesti Pank and Finantsinspektsioon.